Strategic Private Capital · 22 Years of Combined Experience · AAPL Member · Concierge Service
ACCESS to Capital.
Built for Execution.
Finding the deal is only the beginning. Execution comes from access to the right capital — at the right time, with the right structure.
At Access Capital Now, we work with real estate investors and developers who are actively executing. Fix & flip, ground-up construction, DSCR, bridge — we've been in these deals ourselves. We know what it takes to get a deal funded, and we make sure yours is positioned to move before it ever enters the capital conversation.
When opportunity moves fast, traditional financing often creates friction:
What We Can Help You Fund
We work across the full spectrum of real estate investment capital. Here's where we typically see investors like you.
Every deal is different — and so is the capital that fits it. These are the scenarios we work with most. If yours looks different, tell us about it. Creative structures are part of what we do.
We work with investors in English, Portuguese, and Spanish.
Fix & Flip
You've found the property. You know your numbers. You need capital that moves as fast as you do — without sacrificing structure.
We work with fix & flip operators who have a clear acquisition strategy, a realistic rehab budget, and a defined exit. If you've done this before and you know your ARV, we can help you get funded and get moving.
Deal Parameters
Typical Loan Size: $100K – $3M+
LTC: Up to 90% of purchase + rehab costs
Term: 12 – 18 months
Property Types: Residential 1–4 units, small multifamily
What We Look At: Asset value, borrower track record, exit strategy, execution timeline
Timeline: Closings typically 10–15 business days with clean documentation
We've done fix & flips ourselves. We know what a realistic rehab budget looks like, and we know what lenders want to see before they say yes. That experience is what you're getting when you work with us.
Ground‒Up Construction
Building from the ground up is a different animal — and most capital sources treat it that way. Draw schedules, milestone requirements, entitlements, construction timelines — it's complex. You need a capital partner who understands the full build cycle, not just the loan amount.
Fabricio has managed ground-up construction firsthand. He knows what a real construction timeline looks like, what lenders are watching for at each draw, and what makes a construction deal fundable from day one. That's the perspective we bring to every ground-up project.
Deal Parameters
Typical Loan Size: $250K – $5M+
LTC: Up to 85% of total project cost
Term: 12 – 24 months
Property Types: Residential, small multifamily, mixed-use
Structure: Draw schedules tied to construction milestones
What We Look At: Project plans, builder experience, market, budget detail, exit strategy
If you're bringing a ground-up deal, come prepared with your project plans, builder credentials, and a clear budget. The more detail you have, the faster we can move.
DSCR Rental Loans
Building a rental portfolio means getting your capital structure right from deal one. DSCR financing qualifies you based on the property's rental income — not your personal income, not your tax returns. It's designed for investors who are scaling with intention.
We work with rental portfolio investors who are building toward a number — not just closing individual deals. Whether you're acquiring your third property or your thirtieth, we help you access DSCR financing structured to support long-term portfolio growth.
Deal Parameters
Typical Loan Size: $100K – $3M+ per property
LTV: Up to 80%
Term: 30-year amortization available
Qualification: Based on property cash flow (DSCR), not personal income
Documentation: No tax returns required
Credit: Typically 660+ (deal-specific — ask us)
Property Types: Single family, 2–4 units, small multifamily
DSCR loans are one of the most powerful tools for scaling a rental portfolio — but only when structured correctly from the start. We help you get the structure right so you're not unwinding it three deals later.
Bridge & Transitional Capital
Sometimes you need capital to move fast on an opportunity while your long-term financing comes together. Bridge loans are short-term by design — flexible capital that gives you the ability to acquire, reposition, or stabilize an asset before refinancing into permanent financing.
Deal Parameters
Typical Loan Size: $200K – $5M+
Term: 6 – 24 months
Use Cases: Acquisitions, value-add repositioning, property stabilization, time-sensitive opportunities
Property Types: Residential, multifamily, mixed-use, commercial
What We Look At: Asset value, exit strategy, borrower experience, execution timeline
Bridge capital is most effective when the exit is clear - whether that's a sale, a refinance into permanent financing, or stabilization ahead of a larger commercial transaction. We help you structure it from the start so the transition is a straight line, not a scramble.
Commercial & Multifamily
Expanding into larger assets — commercial buildings, multifamily properties, mixed-use developments — requires capital structured around asset performance and long-term investment strategy. This is where our national lender network and AAPL relationships do their most significant work.
We work with investors and developers on deals ranging from smaller multifamily acquisitions all the way through institutional-scale commercial transactions at $100M+. Whether you're acquiring your first 10-unit building or repositioning a large commercial asset, the approach is the same — understand the deal deeply, position it correctly, and connect it to the right capital for the right reasons.
Capital Structure
Typical Loan Size: $500K – $100M+
Property Types: Multifamily (5+ units), mixed-use, light commercial, retail, office, industrial
Use Cases: Acquisitions, refinances, value-add repositioning, ground-up commercial
What We Look At: Asset performance, NOI, market fundamentals, borrower track record, business plan
Commercial and multifamily deals have more moving parts than residential — which means how you structure and present the opportunity matters even more. Come to us early in the process. The earlier we're involved, the better positioned your deal will be when it reaches the right capital source.
Don't see your deal type here?
Tell us about it.
We work with creative and complex capital structures regularly — and our national lender network gives us access to capital solutions from $100K residential investments to $100M+ commercial and multifamily acquisitions.
If the deal is real and the strategy is sound, we want to hear about it.
Not Every Deal Fits Every Lender.
That's Exactly Why We Exist.
At Access Capital Now, we start with alignment — not volume.
We don’t submit deals blindly. We position them strategically.
Every lender has a specific appetite. We know how to read it — because we operate inside the ecosystem, not outside it. If your deal is ready, we connect it to the right capital. If it's not, we'll tell you that too — and help you get it there.
Our goal isn't to complete a transaction. It's to build a capital relationship that supports your next project — and the one after that.
What Working With ACCESS Capital Now Actually Looks Like
No automated pipelines. No deal blasting. No submitting your information to a list and hoping someone responds.
We've been on the operator side. We know what it feels like to be mid-deal, trying to figure out why capital didn't come through, or why a term sheet came back sideways. That experience shapes how we work with every client.
We look at your deal the way an experienced underwriter would — structure, borrower profile, asset type, exit strategy, and execution timeline. Then we tell you honestly where it stands, help you position it correctly, and connect it to the right capital within our national network who are actually in appetite for your deal type.
Simple. Honest.
Built for operators who need capital that actually closes.
Strategic Deal Positioning
Before capital enters the conversation, we assess your deal's structure, execution timeline, and market dynamics — so your opportunity is positioned to move forward, not get stuck in back-and-forth.
Capital Strategy & Alignment
Different projects need different capital structures. As members of the American Association of Private Lenders (AAPL), we have direct access to hundreds of vetted private lenders with virtually unlimited capital — relationships most investors simply can't reach on their own. We match your deal to the right capital source, not the other way around.
Concierge-Level Guidance
From first conversation through closing, you have our full attention. We don't manage pipelines — we manage relationships. You'll always know where your deal stands, what's coming next, and who to call. This is what concierge capital access actually looks like.
Built for Repeat Operators
We're not transaction-focused. We build capital relationships designed to support your next project, and the one after that. Our clients don't start over each time — they scale.
More Than Capital. A Complete Ecosystem.
Most capital partners hand you a term sheet and disappear. We don't.
Ashley and Fabricio are active real estate professionals and builders — not advisors who stumbled into the capital space. When you work with Access Capital Now, you're not just getting access to private funding. You're getting an entire ecosystem built to fast-track your deal from first conversation to final sale.
Capital Access
Through Our AAPL Network
As members of the American Association of Private Lenders, we have direct relationships with hundreds of vetted private lenders representing virtually unlimited capital. These are relationships most investors spend years trying to build — or never access at all. We open that door for you.
Builder Consulting
Professionals Who've Built
Fabricio has 16 years of ground-up construction and development experience. That means we can connect you with the qualified professionals you need to execute — architects, general contractors, attorneys, and designers — without months of vetting. We bring the right people to your project so you move faster and smarter.
Buyer & Investor Network
Sell Before You Hit the Market
When your project is ready to sell, most investors go to market and wait. Our clients don't have to. Through our real estate professional network, we connect your property with qualified buyers and investors before it ever hits the MLS — eliminating days on market, protecting your timeline, and getting you to your next deal faster.
Designed for Operators
You've done deals. You know your numbers. You're not looking for someone to explain what private money is — you need a capital partner who understands the deal as well as you do. That's who we are. We've been operators ourselves, and because we're also active real estate professionals and builders, we don't just help you fund the deal — we help you execute it, and sell it.
We are typically the right fit for:
What Clients Say About Working With Us
“Finally — someone who understood the deal, not just the paperwork”
Our client, a South Florida fix & flip operator, came to us mid-deal after a lender passed without explanation. We repositioned the opportunity and sourced an aligned lender within the week.
Fix & Flip — South Florida
"They told us exactly what needed to change. Then helped us change it."
A ground-up developer approached us with a construction project that wasn't structured to fund. We walked through the gaps, helped tighten the presentation, and got it in front of the right lenders.
Ground-Up Construction — Florida
"We're on our fourth project with Ashley and Fabricio. That says everything."
Long-term capital relationships are what we're built for. This client started with a single DSCR acquisition — and we've been their capital strategy partner ever since.
Rental Portfolio — National
What Happens After You Reach Out
A focused, three-step process designed to understand your deal and find the right capital path — fast.
1. Schedule Your Call
Tell us about your project, timeline, and goals. No lengthy forms — just a direct conversation with Ashley or Fabricio about what you're building and where you need to get.
2. Strategic Project Review
We assess your deal from the lender's perspective — structure, execution readiness, asset type, borrower profile, and capital fit. Then we tell you honestly where it stands and what, if anything, needs to be addressed.
3. Access Your Capital Now
When your deal is ready, capital moves. We connect the right opportunity to the right funding — and stay with you from term sheet to close so nothing gets lost in the process.
Ashley Wheeler &
Fabricio Bohrer
Led by Operators, Not Just Advisors
ACCESS Capital Now is led by Ashley Wheeler and Fabricio Bohrer — and the most important thing to know about them isn't their credentials. It's that they've been on your side of the table.
Ashley brings 13+ years of experience across real estate investment, strategic sales, and capital access — including firsthand experience as a real estate investor and operator navigating the same capital conversations her clients are having now. She understands how deals move, what investors need to feel confident, and how to position an opportunity so it gets taken seriously by the right lenders.
Fabricio is a builder. He's managed construction timelines, executed ground-up development projects, and overseen fix & flip renovations from acquisition through sale. When a client brings a construction deal to Access Capital Now, Fabricio looks at it the way a developer would — budget by budget, milestone by milestone — because that's exactly how he's operated.
That combined perspective is what makes this firm different from every other brokerage in the space. They're not advisors who learned about real estate from a course. They're operators who built a capital access business because they saw firsthand what the right positioning — and the right relationships — can do for a deal.
Credentials & Experience:
"Capital should accelerate your deal, not create friction. We've been in the deal ourselves — so when we tell you how to position it, we're speaking from experience, not theory."
— Ashley Wheeler & Fabricio Bohrer, Access Capital Now
Let's Talk About Your Project
We work with a focused group of investors and developers who are serious about execution. If that's you — and you have an active deal you're ready to move on — let's talk.
The first conversation costs you nothing. What you'll walk away with is an honest assessment of where your deal stands and a clear picture of what comes next.
Ashley Wheeler & Fabricio Bohrer
22 years of combined experience · AAPL Members
English. Portuguese. Spanish.
Frequently Asked Questions
Find quick answers to common questions.
How do I know if my project is a good fit?
The best way is a quick conversation. But here's a rough guide. We work best with experienced investors and developers who have an active project, know their numbers, and are ready to move. If you've executed real estate deals before, understand your exit strategy, and have a clear picture of what you need capital for, you're likely in the right place. If you're still figuring out whether real estate investing is right for you, we're probably not the best fit yet, however, reach out when you're ready to execute and we'll be here.
What types of projects do you support?
Fix & flip, ground-up construction, DSCR rental loans, bridge and transitional capital, and commercial and multifamily opportunities. We also work with creative and complex capital structures that don't fit neatly into standard categories. If you have a deal that's a little outside the box, tell us about it — that's often where our network access is most valuable.
What loan amounts do you work with?
We work across a wide range — from approximately $100K on the residential investment side up to $100M+ for commercial and multifamily opportunities. Fix & flip and DSCR deals typically range from $100K to $3M+. Ground-up construction and bridge capital generally run $250K to $10M+. For commercial and multifamily assets, we work with institutional-scale deals well into the eight-figure range.
The size matters less than the deal itself. A well-structured $200K fix & flip and a $50M multifamily acquisition both get the same level of strategic attention — because in both cases, how the deal is positioned is what determines whether capital moves. If you're not sure whether your deal is a fit, just ask. We'll tell you honestly.
What states do you lend in?
We're rooted in South Florida and particularly active in Florida and the Southeast — but our national lender network means we can support deals across most US states. International investors moving capital into the US market, particularly from Brazil and Latin America, are also a significant part of what we do. Reach out and we'll confirm coverage for your specific market.
What does the process actually look like after I reach out?
It starts with a 20–30 minute conversation about your deal — no lengthy applications, no forms to fill out before we talk. We want to understand your project, your timeline, and your goals. From there we assess the deal honestly — structure, execution readiness, lender fit — and tell you exactly where it stands. If we're aligned, we move into documentation and positioning. Most clients have a clear picture of their options within 48–72 hours of that first call. We stay with you from that conversation through to close.
What credit score do I need?
It depends on the deal type. DSCR loans typically require a 660+ credit score, though this varies by lender and deal specifics. Fix & flip and construction lending focuses more on the asset, your track record, and the deal structure than on your personal credit profile — which is one of the advantages of private capital over traditional bank financing. We'll give you a clear picture of where you stand on your first call.
How fast can deals close?
Deal dependent — and we'll give you a realistic timeline on day one rather than a number that sounds good and then doesn't happen. Fix & flip deals with clean documentation typically close in 10–15 business days. DSCR and construction deals usually run 3–4 weeks depending on complexity. If speed is critical to your deal, tell us upfront and we'll structure accordingly.
Do you charge upfront fees?
There are no upfront fees to have a conversation or get an honest assessment of your deal. Broker fees are disclosed transparently before you commit to anything — no surprises. We believe clarity on the front end is part of what makes this process work the way it should.
Do you fund deals directly?
No — Access Capital Now, LLC is a private money brokerage. We connect borrowers with third-party lending partners within our national lender network and do not lend capital directly. What we bring to that process is strategic positioning, honest assessment, and relationships with lenders who are actually in appetite for your deal type — so when your deal gets in front of them, it moves.
What makes ACCESS Capital different?
Most brokerages submit your deal and wait. We don't. Ashley and Fabricio have been operators — they've been in the deal, managed construction timelines, and navigated the capital process firsthand. That perspective means we approach your project the way an experienced operator would: we assess it, position it, and make sure it goes to the right lender for the right reasons. We're also members of the American Association of Private Lenders (AAPL), which gives our clients access to a vetted national lender network most borrowers can't reach on their own.